Know the exact point your business stops losing money.

The unit and dollar figure where you stop losing money.

Units and revenue to reach zero profit.

What's left from a sale after variable costs.

Material, labor and overhead variances with a full proof and journal entries.

Set the rate, cost jobs, and close under- or overapplied overhead.

Manufacturing, variable and fully loaded unit cost, scrap, volume and break-even.

Break-even, target profit, and margin of safety together.

Convert between the two, solve for the price you need.

How far volume can drop before a price move loses money.

The ad spend floor before a campaign loses money.

True per-unit cost after freight, duty, and fees.

Cost per click, per lead, and return on ad spend.

Per-unit profit, margin, ROI, and break-even ACOS.

Listing, transaction, and processing fees, plus the $10k Offsite Ads cliff.

Final value fees by category, Store rates, fee cliffs, and the price that nets your profit.

Fees by payment type, invoice and international costs, refunds, and what to charge to net your amount.

Card, ACH, international and Billing fees, disputes, and what to charge to net your amount.

The sales volume where upgrading your plan actually pays for itself.

Real per-order margin after Shopify Payments fees, plus your break-even ROAS.

The same sale run through each marketplace, with real fees compared side by side.

Covers needed per month, built on prime cost and seat capacity.

Actual vs theoretical food cost, the variance, and what explains it.

Price a dish four ways, round it, price delivery, and test a price rise.

Cost every ingredient with trim and cooking yield, and get cost per portion.

Break-even units for a storefront or retail concept.

Break-even orders after fulfillment and platform fees.

Members needed to cover rent, staff, and equipment.

Billable hours needed, converted into a utilization rate.

Subscribers needed, adjusted for churn and market size.

Months of cash left at your current burn rate.

How fast you actually collect on what you bill.

How slowly the business pays its own suppliers.

DIO + DSO − DPO, the full working-capital picture.

Turnover, days in inventory, and reorder point.

Sell-through by style against plan, weeks of supply, stockout risk and markdown lift.

Build your carrying cost rate, split avoidable from fixed, and see per-unit cost.

DIO on ending, average or 12-month inventory, days of supply, and cash per day.

Statistical buffer sizing by service level.

Debt service coverage for a business loan.

Fully loaded cost above the base salary.

RPE on average FTE, profit per employee, marginal revenue per hire.

The cost of one departure from your own numbers, and what a lower turnover rate is worth.

Internal and external recruiting cost per hire, by source, and per hire who stays.

Break-even rate and classification risk.

The bill rate that covers pay, burden, and margin.

Real hourly profit after taxes, tools, and unbilled time.

The hourly, day and project rate that delivers your take-home after the real tax stack.

Real annual comparison adjusted for unpaid time off and benefits.

The real rate a freelancer needs to match a target salary.

FLSA blended overtime rate, plus the 2026 No Tax on Overtime deduction.

Net new MRR, quick ratio, NRR and GRR.

Customer churn, revenue churn, NRR, and GRR.

Lifetime value, acquisition cost, payback period.

Months to recover acquisition cost in gross profit.

Growth rate plus profit margin benchmark.

Net burn per dollar of net new ARR.

Conversion price, dilution, cap vs. discount.

Solve valuation, investment or ownership, and see the option pool shuffle.

SAFEs, pool top-ups and priced rounds: ownership by holder after every stage.

Conversion with accrued interest.

Starting-point split for 2-4 co-founders.

Net operating income as a percentage of property value.

The full waterfall from potential rent to net operating income.

Cash invested, year-by-year returns, leverage, exit IRR and the price for your target.

Debt yield, the largest loan under debt yield, DSCR and LTV, and which test binds.

All-in monthly cost including passed-through expenses.

True rent per month after concessions and free rent.

Broker commission across a tiered lease structure.

Price vs. gross rent, plus how it compares to cap rate.

All-in cost, refinance, cash left in the deal, and post-refi cash-on-cash.

A small business's value from its seller's discretionary earnings.

EBITDA three ways, adjusted EBITDA with seller and buyer add-backs, and the cash bridge.

What a future payment is worth today, discounted back.

Weighted average cost of capital for private and small companies: CAPM, build-up and weights.

Enterprise value from FCFF, with terminal value two ways, reconciled.

NOPAT, invested capital, and whether the business creates value over WACC.

Internal rate of return, NPV, MIRR, payback and profitability index from one cash flow schedule.

Simple and discounted payback, plus NPV, IRR and profitability index from the same cash flows.

Rank projects under a budget, plus NPV, IRR and payback from the same cash flows.

Discount for lack of marketability using the protective put model.

Sole prop vs. S-corp vs. C-corp, compared on total tax.

Post-judgment interest accrued by state rate and date.

Amount withheld and released on a construction contract.

SE tax, the half-SE deduction, and safe-harbor quarterly payments.

Federal and self-employment tax on 1099 income, with QBI and W-2 stacking.

Safe-harbor and annualized payments, due dates, and a late-payment penalty estimate.

Late filing and late payment penalties plus daily interest, with the rates through Q4 2026.

2026 split IRS rates, tax saved per mile, and standard vs. actual expenses.

Build a defensible owner salary, then see savings, QBI effects and back-tax exposure.

2026 limits, vehicle caps, and what full expensing is worth vs. spreading it out.

The tax on the gain when you sell: ordinary recapture, the 25% layer, capital gains and NIIT.

Boot, recognized vs. deferred gain, and replacement property basis.